OneMain Financial: Best In-Person Loan Experience

If you like to complete business with a lender face-to-face, OneMain Financial can be a good fit. The financial institution has nearly 1,600 branches in 44 states where it provides unsecured signature loans to borrowers with less-than-perfect credit. Interest levels begin at 18per cent and qualified candidates might be able to borrow as much as $20,000.

Many branches readily available for borrowers whom choose to fulfill or grab funds face-to-face

No prepayment penalty in the event that you prefer to spend down your loan early

Soft credit pull utilized to test for prequalified provides

Tall interest that is starting compared to several other subprime loan providers

Optimum loan level of $20,000 is low compared to other loan that is personal

Origination charges and belated charges may be charged together with interest expenses

Other important info:

  • Minimum/maximum amount you can easily borrow: $1,500 to $20,000
  • APR range: 18percent–35.99%
  • Costs: Origination charges could be a flat rate from $25 to $400 or 1percent to 10per cent of one’s loan quantity, based upon a state of residence. Belated costs also differ by state and certainly will be up to $30 per belated re re payment or 15% of this measurements of one’s payment per month. Read More →